ABSORB 360 Blog

3 Easy Ways To Protect Yourself From Job Insecurity


You go to work faithfully.  So far, you have been paid faithfully for the work you do – although often not really paid what you are worth.

You are grateful that you have a job.  But, is your job really secure?

What would happen if you were laid off?  Don’t think it would happen to you?

Roughly one-in-five American workers have been laid off during the last five years, according to a recent report, raising new doubts about exactly how secure job stability really is within the United States.

The report published out of the John J. Heldrich Center for Workforce Development at Rutgers University, found that roughly 30 million Americans — or around 20 percent of the workforce — have lost a job during the last five years.

Could having a j.o.b. “only”, be making you less secure?

The answer is: Yes!

According to Wells Fargo in their 2014 report the average retirement age family in the USA only has $28,000 in retirement savings.  This is incredibly scary considering this doesn’t even cover 1 year of retirement for most.

Things can change very quickly.  If you are forced to live on your investments for anytime, you will burn through them very quickly.

Getting passionate about doing something beyond having a j.o.b. to protect your future may be easier than you think.

Even very successful people have a Plan B.


Three Things To Do Now To Protect Yourself From Job Insecurity
(Or turn things around quickly)


1.    START A BUSINESS – I am not talking about anything big, not buying a franchise or opening a store. 

Start something small that is built around what you love to do or what you are good at doing. 

Or, you can partner up with a company that has been around 20-30 years and has a proven track record.  One that does not require high start-up fees or carrying of inventory.


2.    TAXES – Did you know that most of us work at our jobs from January to May…just to pay our tax bill? 

When you start a business, spend 5-10 hours a week on it, try to make money and keep some basic records, you can, on average, cut your current W2 tax bill in half.  Dr. Ron Mueller,Ph.D., America’s number 1 tax educator says that the average family can see between $3,000 to $6,000 in tax savings annually by having a real part-time business.


3.    LEARN MORE – Eric Hoffer the philosopher was quoted as saying, “In the times of greatest change, the learners inherit the earth and the learned find themselves beautifully equipped to deal with a world that no longer exists.” 

This is very true.  It is so easy to hide behind our job, seniority and our title, but we all need to continue growing.  We need to continue learning. 

Seek mentoring from those specialists in the areas that you desire to grow.  Commit yourself to take personal responsibility to keep learning and growing not just for you, but more importantly, for those that you love.

Read, read, read.


Taking action on these 3 things can change everything for you.  Fast!  They can potentially make and save you more money now, but they can also protect you from an uncertain future including, possible career and/or economic melt-downs.

What if you could live off of the money from your very own business doing what you love most? 

What if you could have 100% confidence that you are self-sustaining? 

How would that feel?

Take responsibility and create your own security, knowing that you are in control of your finances, not your boss or the economy. 

Job insecurity is no joke.  Take a little time to educate yourself, take advantage of the way the tax system is set up to benefit the business owner, not the employee, and start a business! 

This will create security, rather than job insecurity, and you just might build a bigger nest egg or pay off a few more bills as well.


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